FinanceFix
Mariana San Martin Quiroz
Student of Abraham Lincoln Peruvian North American School - La Molina
Grade 9 - Class Elliot Ness
​Online Platforms & Courses for Financial Literacy
1. edX
Offers free and paid courses from universities like MIT, Harvard, and institutions like the IMF.Topics: budgeting, saving, investing, credit, and global financial systems.
Example Course: Finance for Everyone: Smart Tools for Decision-Making (University of Michigan)
🔗 Platform: https://www.edx.org
2. Coursera
Features practical courses with certificates from Yale, the University of Illinois, etc.
Example Courses: Financial Planning for Young Adults (University of Illinois)Foundations of Personal Finance (Wesleyan University)
🔗 Platform: https://www.coursera.org
3. Khan Academy
100% free nonprofit platform with easy-to-understand lessons.Covers: saving & budgeting, interest and debt, mortgages, retirement accounts.
Example Section: Personal Finance
🔗 Platform: https://www.khanacademy.org/
4. Next Gen Personal Finance (NGPF)
U.S.-based nonprofit offering free curriculum for middle and high school students.Interactive games, simulations, and up-to-date financial tools.
Example: Budgeting and Investing Lessons
🔗 Platform: https://www.ngpf.org
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Peruvian Initiatives and Platforms
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5. BanBif – “Finanzas al Toque”
BanBif is developing a new digital platform targeting young people in Peru to teach:
- Basics of personal finance
- Saving and budgeting
- Starting a small business
📌 BanBif site: https://www.banbif.com.pe (Project is ongoing; platform expected soon)
6. Asbanc – "Finanzas para Ti"
Initiative from Peru’s Banking Association to promote financial literacy nationwide.
Topics: savings, loans, how banks work, online banking safety. Offers resources in both Spanish and Quechua.
🔗 Site: https://www.asbanc.com.pe/educacion-financiera
7. Superintendencia de Banca y Seguros del Perú (SBS) – “Educación Financiera”
Government site with digital games, videos, and guides for all ages. Includes tools for students, teachers, and parents. Offers events during Semana Mundial del Ahorro.
🔗 Site: https://www.sbs.gob.pe/educacion-financiera/finanzas-para-ti
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​International Case Studies: Successful Financial Education Programs​
Canada – CFEE’s FinLit 101
The Canadian Foundation for Economic Education (CFEE) offers FinLit 101, a free self‑study financial literacy course for high school students (and teachers/parents). It’s being piloted across Canadian provinces and includes video lessons, quizzes, gamification, and discussion features.
🔗 FinLit 101 details: https://cfee.org/program/finlit-101/
United Kingdom – MoneySense (NatWest / Young Enterprise)
NatWest MoneySense offers age‑appropriate, curriculum‑linked modules (ages 5‑18), covering basic money, saving, budgeting, and allowance management from as early as age 7 cfee.org.Although not exactly “MoneySense gives from age 7,” it's widely used in UK primary schools through PSHE/citizenship curriculum.
🔗 MoneySense overview: typically via NatWest financial education pages (search “NatWest MoneySense”).
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Australia – Mandatory Financial Literacy in School Curriculum
Australia’s national and state curricula embed consumer & financial literacy from early primary through high school—covering savings, budgeting, simple/compound interest, loans, taxes, and investing, integrated across Mathematics and Economics & Business strands. For example, the Victorian Curriculum includes financial literacy in Foundation–Year 10 as a core part of Economics & Business and Math learning areas. These changes are credited with raising youth saving behaviours in Australia compared to peers globally .
🔗 See the Australian Curriculum’s Consumer & Financial Literacy section: https://www.australiancurriculum.edu.au/curriculum-information/understand-this-curriculum-connection/consumer-and-financial-literacy (and search curricula for your state/territory).
